How to use it:
I have a couple of suggestions. First let’s start with the version with the months listed. You just simply list each bill down the left-hand column and write the dollar amounts for each month in the corresponding monthly column. You can even create a total for each month’s expenses at the bottom of each column to track your spending. (This can also help you with your Budget Worksheet, showing you if you are on track each month.)
If you plan to use the blank Monthly Bills worksheet, you could either list the months along the top yourself and use it the same way as the pre-labeled versions, or you could create categories in each column. For example, use one blank Monthly Bills worksheet each month. Label each column with a particular category – i.e. Home, Utilities, Groceries, Gas, Savings, etc. In the left-hand column, write each transaction for the month just like you would do in a checkbook register, then write the transaction amount in the corresponding category. Let me show you what I mean:
This method will help you see exactly where your money is going. Maybe you didn’t realize how much money you were spending on food when you dine out, but seeing it written down on your Monthly Bills worksheet can help you tweak your spending and possibly save money!
Alright, ready to tackle your Monthly Bills?
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